Rates and Information
$250
50 minute individual therapy session
Like most specialty providers, Alchemy Creative Arts Therapy does not participate in any insurance plans. Paying out-of-pocket is a great option for people who want maximum privacy, confidentiality, and flexibility.
accepted forms of payment
- All major credit and debit cards
- HSA / FSA Spending Accounts
- Venmo
Laney Wallace, LCAT
Therapist & Practice Owner
LET'S GET
STARTED
Can i use my out of network benefits?
Most PPO Insurances offer out of network benefits. In many cases you may be eligible to use out-of-network insurance benefits to offset the costs of therapy. You will be responsible for paying for each session in full at time of appointment. I offer multiple options for clients who are looking to use their out of network benefits and can handle all aspects of billing if desired. In some cases, you may only be responsible for the out of pocket cost (check out Thrizer).
Accepting clients in NY
How much does it cost if i use my out of network benefits?
If you have out-of-network benefits, they typically will reimburse you for 60%-80% of the cost of each session.
That means, after your deductible is met, you can expect to pay upfront for your session fee and then be reimbursed for 60-80% of that session fee.
Most clients end up paying $20-$90 dollars per session after their deductible is met. You can also use your FSA/HSA to offset the cost of therapy.
In some cases, you may only be responsible for the out of pocket cost (check out Thrizer).
That means, after your deductible is met, you can expect to pay upfront for your session fee and then be reimbursed for 60-80% of that session fee.
Most clients end up paying $20-$90 dollars per session after their deductible is met. You can also use your FSA/HSA to offset the cost of therapy.
In some cases, you may only be responsible for the out of pocket cost (check out Thrizer).
How Do I use my Out of network Benefits?
Your out-of-network benefits are usually pretty straightforward to use. Most insurance companies have you upload your monthly superbill online (it can be sent to you on the 1st of each month if you choose this option) and then they will mail you a check with your reimbursement. I can offer multiple options for courtesy billing meaning you don't have to do anything except sit back and wait for a check in the mail.
It’s always a good idea to call the number on the back of your health insurance card listed under Member Services.
You can ask them the following questions:
Do I have out-of-network outpatient mental health coverage? Am I able to use these benefits for telehealth?
What is my out-of-network deductible?
How much of my deductible has been met this year?
Do I need a referral from an in-network provider to see someone
out-of-network?
Do you reimburse if I see an LCAT (license type)?
What percentage of outpatient psychotherapy sessions are covered per session?
How much will I be reimbursed for a 45 minute psychotherapy session (CPT code: 90834)?
How do I submit claim forms for reimbursement?
How long does it take for me to receive reimbursement?
DISCLAIMER: Because of the changing nature of Health Insurance and complexities between coverage, we cannot guarantee outcomes with your insurance coverage. Please check your coverage with your insurance so you know what to expect.
It’s always a good idea to call the number on the back of your health insurance card listed under Member Services.
You can ask them the following questions:
Do I have out-of-network outpatient mental health coverage? Am I able to use these benefits for telehealth?
What is my out-of-network deductible?
How much of my deductible has been met this year?
Do I need a referral from an in-network provider to see someone
out-of-network?
Do you reimburse if I see an LCAT (license type)?
What percentage of outpatient psychotherapy sessions are covered per session?
How much will I be reimbursed for a 45 minute psychotherapy session (CPT code: 90834)?
How do I submit claim forms for reimbursement?
How long does it take for me to receive reimbursement?
DISCLAIMER: Because of the changing nature of Health Insurance and complexities between coverage, we cannot guarantee outcomes with your insurance coverage. Please check your coverage with your insurance so you know what to expect.
